80C Deductions Calculator - Free Online Tool
Track Section 80C deductions — PPF, ELSS, LIC, EPF, NPS, Sukanya Samriddhi, tax-saving FD. Auto Rs 1.5L cap with tax savings at each slab. Free, private.
Track Section 80C investments — PPF, ELSS, LIC, EPF, NPS — with auto Rs 1.5L cap and tax savings preview
80C Deductions Calculator Features
- Complete 80C Coverage: Track PPF, ELSS, LIC, EPF, NSC, SSY, FD, home loan, and tuition fees in one place
- Auto Rs 1.5L Cap: Automatically caps 80C deductions at Rs 1.5 lakh and warns about overflow
- NPS Extra Deduction: Additional Rs 50,000 under Section 80CCD(1B) tracked separately
- Tax Savings Preview: See tax saved at each slab rate (5%, 10%, 15%, 20%, 30%)
How to Use 80C Deductions Calculator
Calculate 80C deductions in three steps
- Step 1: Enter Investments — Fill in annual amounts for PPF, ELSS, LIC, EPF, and other 80C instruments
- Step 2: Add NPS — Enter NPS contribution for extra Rs 50,000 deduction under 80CCD(1B)
- Step 3: View Savings — See total deduction, remaining limit, progress bar, and tax savings
Frequently Asked Questions about 80C Deductions Calculator
What is the Section 80C deduction limit?
The maximum deduction under Section 80C is Rs 1,50,000 per financial year. This includes PPF, ELSS, LIC, EPF, NSC, Sukanya Samriddhi, tax-saving FD, home loan principal, and tuition fees combined.
Is NPS deduction separate from 80C?
Yes! NPS contribution up to Rs 50,000 is allowed as an additional deduction under Section 80CCD(1B), over and above the Rs 1.5 lakh limit of 80C. So you can claim up to Rs 2 lakh total.
Can I claim 80C deductions in the New Tax Regime?
No. Section 80C and 80CCD(1B) deductions are not available under the New Tax Regime. These deductions can only be claimed under the Old Tax Regime.
What investments qualify under Section 80C?
PPF, ELSS mutual funds, life insurance premium (LIC), EPF contribution, NSC, Sukanya Samriddhi Yojana, 5-year tax-saving FD, home loan principal repayment, and tuition fees for up to 2 children.
How much tax can I save with 80C?
Maximum tax savings depend on your slab rate. At 30% slab: save up to Rs 46,800 (Rs 1.5L x 30% + 4% cess). At 20%: Rs 31,200. At 5%: Rs 7,800. NPS adds up to Rs 15,600 more at 30%.
Is this 80C calculator free?
Yes, completely free with no signup. All calculations happen in your browser — no financial data is sent to any server.
80C me kya kya aata hai?
PPF, ELSS mutual funds, LIC premium, EPF contribution, NSC, Sukanya Samriddhi, 5-saal ka FD, home loan ka principal, aur 2 bacchon ki tuition fees — ye sab Section 80C me claim kar sakte hain. Limit Rs 1.5 lakh hai.
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