Accept UPI payments without a payment gateway. Generate a QR code that any UPI app (GPay, PhonePe, Paytm, BHIM, Amazon Pay, Cred) can scan to pay you. Set a fixed amount, leave it open for the payer to fill, or include a payment note. Use as a printable card at your shop counter, on invoices, or as a website checkout option.
When to use this
Perfect for: kirana stores, cafes & restaurants, freelancers invoicing clients, NGO donation pages, marketplace sellers, tuition fee collection. Free alternative to Razorpay/Paytm Business for simple use cases - no transaction fees beyond UPI's own.
Frequently Asked Questions
What UPI ID format does it use?
Standard 'name@bankhandle' UPI ID format - e.g. yourname@okhdfcbank, yourname@oksbi, yourname@paytm. Works with any handle (HDFC, SBI, Paytm, PhonePe, GPay, etc.) since the UPI spec is unified.
Is there a transaction fee?
No fee from our tool - we don't process payments, just generate the QR. UPI itself is free for person-to-person and most small merchant transactions in India. Some banks charge for high-value or international UPI - check your bank.
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