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No sign-up. The result updates as you type.
Any amount, with or without commas, like 1,000.50.
Up to a trillionSearch by code, name or country, or tap swap to turn the pair around.
30 currenciesThe converted amount, the rate both ways and a table of common amounts.
Copy it in one tapOn a phone the amount, both currencies and the result fit on one screen.
The field takes plain numbers and grouped ones: 1000, 1,000.50 and 1,00,000 all work.
Open a picker and type a code (GBP), a name (pound) or a country (Japan).
The swap button turns USD to EUR into EUR to USD and keeps your amount.
Under the result you see the day the European Central Bank published the rates.
The European Central Bank's euro reference rates, served by the free Frankfurter API.
The ECB sets each rate in a daily concertation between central banks across Europe.
The rates usually appear around 16:00 CET. Weekends and TARGET closing days keep the last rates.
The ECB publishes them for information only and strongly discourages using them for transactions.
Every ECB rate says how much of a currency one euro buys, so any pair goes through the euro.
With 1 EUR = 1.1127 USD (the ECB rate for 11 November 2026), 100 USD is 100 ÷ 1.1127 = 89.87 EUR. Going the other way, 50 EUR is 50 × 1.1127 = 55.64 USD.
Same day, 1 EUR = 104.254 INR. So 1 USD = 104.254 ÷ 1.1127 = 93.6946 INR, and 1 INR = 1.1127 ÷ 104.254 = 0.01067 USD.
A converter shows a reference. A bank, card or transfer service sets its own rate.
| Question | Reference rate (this tool) | Bank, card or transfer |
|---|---|---|
| Who sets it | The ECB, once a working day | Each provider, often many times a day |
| Buy and sell | One rate per currency | Can differ for buying and selling |
| Fees | None, it is a published figure | May add a fee or a margin |
| Use it to | Check a price, plan a budget | Pay or move money |
People often call the middle point between buying and selling prices the mid-market rate. A reference rate is a single published figure of that kind. What you pay depends on your provider: ask for its exchange rate and any fees before you pay, and compare the total with the reference to see the full cost.
Same maths, different reasons to check a rate.
Turn a hotel or tour price into your own currency before you book.
See what an item priced in pounds, euros or yen is in dollars.
Get a rough figure for an invoice paid in another currency.
Check USD to INR before you send, then compare with the rate your service offers.
The euro plus every currency the ECB publishes a reference rate for.
| Code | Currency |
|---|---|
| USD | US Dollar |
| EUR | Euro |
| GBP | British Pound |
| INR | Indian Rupee |
| CAD | Canadian Dollar |
| AUD | Australian Dollar |
| JPY | Japanese Yen |
| CHF | Swiss Franc |
| CNY | Chinese Yuan |
| MXN | Mexican Peso |
| BRL | Brazilian Real |
| CZK | Czech Koruna |
| DKK | Danish Krone |
| HKD | Hong Kong Dollar |
| HUF | Hungarian Forint |
| IDR | Indonesian Rupiah |
| ILS | Israeli New Shekel |
| ISK | Icelandic Krona |
| KRW | South Korean Won |
| MYR | Malaysian Ringgit |
| NOK | Norwegian Krone |
| NZD | New Zealand Dollar |
| PHP | Philippine Peso |
| PLN | Polish Zloty |
| RON | Romanian Leu |
| SEK | Swedish Krona |
| SGD | Singapore Dollar |
| THB | Thai Baht |
| TRY | Turkish Lira |
| ZAR | South African Rand |
Not listed means the ECB doesn't publish a reference rate for it. The Russian rouble, for example, has been suspended by the ECB since March 2022.
Small habits that make a converted price more useful.
On a weekend or holiday the rates are from the last working day. The date is under the result.
Before you pay, ask the bank or card for the rate and fees, then compare the total with this result.
Need the other way? Tap swap. The rate both ways is shown, so there's no dividing in your head.
The common amounts table gives quick prices from 1 to 1,000 for the pair you picked.
Copy result adds the rate and the ECB date, so a note or invoice says which rate you used.
Links like ?from=USD&to=INR&amount=100 open the converter with that pair and amount.
Results use each currency's own decimals: none for yen and won, two for dollars and euros.
For tuition or rent abroad, the provider's own quote is the one that counts. Use this as a check.
The European Central Bank publishes these rates for information. They are not live market prices and not the rate a bank or transfer service will give you. Rates come as published, and may be late or revised.
Same three steps, many situations.
Turn a daily budget into the local currency before you go.
Check a price in euros, pounds or yen in your own currency.
A reference figure for an invoice in another currency.
USD to INR, GBP to INR or EUR to INR before you send.
Work out what a foreign receipt was in your currency.
Compare a salary in another currency with your own.
Working out a tip on a trip? Use the Tip Calculator. Comparing an offer? See take-home pay with the Paycheck Calculator.
Quick answers on where the rates come from, how often they change and why your bank's rate is different.
Reviews from people who used this tool.
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Type an amount, pick two currencies and see the converted amount at the European Central Bank's reference rate.
30 currencies · ECB reference rates · swap in one tap
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